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I agree with the teams in the top-10 by pmoose

I don't agree with the order.

Alabama and Oregon have losses to unranked teams, so I would have them outside the top 4. While Michigan State's only meaningful win is Michigan, they did it with a 5-TD performance from their Heisman hopeful RB, so I would have them in the top-4. As much as it pains me to state this, Ohio State's one loss is to Oregon, and they've beaten a decent Penn State team, so they'd be in my top-4. I would round off the top-4 with Oklahoma.

The next 5 teams I could see arguing in just about any order, but my tendency would be to give the undefeated Power 5 teams the nod over Cincy and 1-loss teams. The problem Cincy has is their schedule just isn't strong enough.

I think ND at #10 is fair.