Post Reply to Back Room

This is not a vent board or any other kind of therapy. Before you hit the POST button, ask yourself if your contribution will add to the level of discussion going on.

Important notes on articles:

Handle:
Password:
Subject:

Message:

HTTP Link (optional):

Poster's Email (optional):

 


Post being replied to

I use YNAB budgeting software by Verde

It has you create budget categories that are essentially subaccounts of your bank accounts.

For example I allocate $200 per month for property taxes. The balance of that subaccount builds up over the course of six months until my property taxes are due. When the check clears I assign it to the property taxes category and it reduces the balance in the subaccount.

I know someone who does the same concept with actual bank accounts at ING. He has one account for vacation, one for car replacement, etc.