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Post being replied to

I think just follow your last line by OrangeJubilee

It is not her debt (saying what % of her income it would be was weird.) It is a debt against the parents only, they can't come after her for it. Not sure I would get involved. Maybe suggest they talk to a bankruptcy lawyer, in extreme cases parent loans can be discharged/modified in bankruptcy.

This is a issue for her parents, not you in my opinion.