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I was right not to apply my refund, right? by ndtnguy

Total firm income was somehow lower last year, and because I paid the safe-harbor quarterly amounts, I wound up being owed a refund. But it looks like the IRS is paying over 7% on refunds, so it makes more sense to use money from my 4.9% savings account to pay the 1st quarter estimated taxes for this year than to apply the refund to it.

Did I miss something?