I wear my IWB Galco Summer Comfort or an ankle rig to conceal my Sig Sauer 239 (40 cal) pretty much whenever I'm off duty. I don't carry when I drink. I carry everywhere else within reason.
Carrying is a huge responsibility. Dont leave it in your car. Get a safe for your house. If you have time, go to the range at least once a season to practice, not to screw around with Osama Bin Laden targets like I see all the time. Take shooting lessons. The more responsible people that carry, the more travesties can be avoided.