I'm actually not trying to be argumentative (and hope others will chime in with reasons), but I agree with the receipt I receive at counter or ATM. I check that. And I'm really comfortable that if the printed receipt is right then the $$ credited or withdrawn from my account will be right (I've never seen that not be the case).
So -- again, what's the big benefit of the reconciliation.
One thing i do is keep a bit too much cash in my checking account (never close to overdrawing). But at current interest rates, that's probably costing me $50 per year (maybe) in interest. And I likethe comfort of that.
Besides "you should" that I've heard for decades, I stil don't know what huge benefit there is. I haven't for 20 years and -- besides assuming that maybe I've messed up a couple of deposits or withdraws in that time -- I've never bounced a check and saved myself untold hours.
Anyone else have stories of how meticulously doing this saved their hide?