You are being put In a better position than you were prior to the accident. But I won't tell if you cut me in for half!
If Geico accepts his estimate without having their appraiser get an agreed price it's their fault and he has every right to seek a better deal and he can keep the extra. Geico knows this and probably has a policy of accepting estimates on a certain level of losses.
And as far as Keogh's below, the value of your vehicle is not reduced with a minor loss like this. I don't know where some of this stuff comes from. It's made up I suspect or people think they are experts because they had an accident once and dealt with an adjuster.
Since your vehicle will have depreciated also due to the wreck, which should be covered by the insurance (but usually isn't without special documentation and effort on your part), the extra money you might have at the end of the day probably works out about even.
It's also built into the premiums you're paying.
Whenever my dad needed covered work, he got an estimate from the expensive place, got the insurance check, and then found a cheaper guy to do the work.
Not one of my parents' finer teaching moments.
the local GMC dealership here has done body work for my family in the past and fixed my wife's Infiniti when some old guy rammed her in a bowling alley parking lot last year. They do great work, are relatively inexpensive and guarantee their work. They are not a Geico sponsored repair shop (if you use one, they guarantee the work for life but this is a leased car) though.
So what will likely happen, according to the body shop guy at the GMC place, is the Geico estimator will likely cut me a check for a larger amount than what the body shop will charge me.
So I was curious
This sounds different. My parents were big on shopping it around. If geico is willing to just cut you a check, go on.
if they were so willing to cut your old man a check for that amount without hesitation, perhaps he should have found an even more expensive place.
You've got bigger concerns than insurance payouts.