There is a benefit called 'aid and attendance' that the VA has if he meets certain criteria one of which he has to have less than 80k in assets and served at least one day in a war. He would be eligible to get about 2k a month to help pay for medical bills, glasses, costs for a facility and even in home care. I'm the owner of a in-home non-medical care for seniors and we see this often. If you have any questions feel free to email me.
My FIL is not impoverished; in fact he has paid his and his wife's way to an assisted living facility that has great extended medical, physical therapy, and assisted living facilities. He needed all of these from a recent disabling medical event. He is on Medicare.
The primary question is:
"What is the best way for him to apply (and who can help us) for veteran medical benefits so that he becomes eligible and begins to receive some benefits to allow his personal assets to support them as long as possible?"
Thank you for the ongoing input.
If not or you are unsure, take him to the nearest VA hospital and get him enrolled in the VA healthcare system. They will set a date for him to see a primary care doctor. If he believes he is service-connected for injuries, put in a disability claim. Not sure how long the claims backlog is in IL, but it does take some months to be awarded.
You can also apply for VA medical benefits over the phone, web, or mail.
First, where does he live? If in DuPage I can get you in touch with some people in our Human Resources staff who may be able to help.
Second, what do you mean he is running out of money for the nursing home? Doesn't he qualify for Medicare? And why is he in the nursing home?
As for dealing with any professional with whom you have issues, you can contact the Illinois Department of Financial and Professional Regulation (www.idfpr.org) or the Attorney General's office, as long as the name of the financial planner at issue isn't Madigan. You can also look up licenses and other info at the IDFPR website.
Unless it's for rehab, and it's at a SNF (with some exceptions).
Medicaid will pay for a nursing home.
I would offer, without much evidence, if his FIL is running out of money, he probably qualifies as dual eligible for Medicare and Medicaid, which would help get him coverage for a nursing home.
Something to look into (I'd have to dig back into some old notes to be more specific).
Attached link is to the Illinois state VA homes.
My VA knowledge experience is very specific and limited to a handful of projects a few years back.
Assuming he is disabled, and impoverished, I would assume Medicaid might cover.
To see if you are eligible to have a home based primary care or a nurse come to the house a few times a week. Also try to work with the VA social work to see what else your father may be eligible for.
When filling out the forms, and most of them are confusing, if he is service connected for any injuries go to the Disabled American Veterans (they usually have an office in all VA hospitals), the VFW/American Legion (if he is a member) to see if they have reps who can help fill out the paperwork. The DAV in my state is fantastic and the reps know the ins-and-outs of the VA, doing paperwork, and filing claims.
designed to aid veterans, including housing programs for seniors.
two years of paying), Illinois public aid picked up the tab. She stayed in the same nursing home. We didn't use a consultant. I got the forms from public aid, spent a couple of days going through a few years of her checkbook to get the info for the application, made a couple of trips to the public aid office, and got approval.
It was more tedious than anything. It's frustrating to traipse downtown to the public aid office and have them tell you to get more information. I kept my cool, said a bunch of "yes ma'am's," and got them the information.
We had a couple of things in our favor. First, the family did not take any money out of her accounts for ourselves. If you do, within a certain time, you have to pay it back. Also, when she went into the nursing home, we prepaid her burial. Had we not done that, we would have had to pay that ourselves.
If you are in Chicago, call Angel Montez. Ex-USMC, good guy, will give you guidance. Be cautious in approaching these private groups--many are scams.