own collision coverage. Thus, the claim should be paid by the other driver's liability insurance, assuming sufficient policy limits for property damage. You may still face the same issue with them in terms of whether the vehicle is a total loss, which should objectively be determined on whether the cost to repair exceeds the fair market value (FMV) prior to the loss. I would add and emphasize the additional element of the value of the free supercharging (how much would you pay annually without it over the expected remaining service life of your car?) and make that part of the value of the claim. And of course the same make and model should be used; how can one determine FMV using another Tesla model?
Many insurers "total" a car regardless of cost to repair based on age or mileage. Not always fair, but that's what they do, or try to do.
Again, not legal advice, from a no-longer attorney.
My Auntie (Native) and Uncle are in Kailua, my cousin on North Shore. So, we’ve always been over to Oahu, which I love. We’d love to hop over to Maui sometime. That’d be a treat to look you up. I hope the recovery is going as smoothly as it can be out there.
Absolutely let me know here if/when you head our way. First beer is on me.
1. yes they should use comparable vehicles. Model X's are hard to price.
2. You should check your coverage. I pay extra for a plan that will put me in a brand new model X with all of my bells and whistles. It may be too late for this but with luxury cars you should go for it. You already spent way too much on getting from point A to B so you may as well buy peace of mind as well.
3. If you want shoot me photos at cb@bruisers.com and I'll take a look at the damage.
they don’t offer it, unfortunately. Also, it’s been about a year and a half. Darn.